Account may be opened in USD, GBP, EURO, AUD, CAD AND JPY in Term Deposits only. No exchange loss as interest and principal are freely repatriable in currency of deposit.
Deposits can be made by remittances from abroad or by funds held in existing NRE accounts or by depositing foreign exchange brought during visit to India. Accounts can be opened jointly with other Non-resident Indians. Loan facility available In India and abroad. Period varies from 1 Year to 5 years. Interest paid on maturity or half yearly intervals as per customers request. Nomination facility available. Deposits freely transferable between different NRIs for any purpose. Export payments also permitted from FCNR accounts. Forward cover facility also available.
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