OBC left Menu
Quick Info
Visitor No.:   58928865

Print Font :- Small Text Standard Text Large Text
Home >> Services >> Health Products >> Arogya and Arogya Plus
Arogya and Arogya Plus


Oriental Bank of Commerce signed an agreement with Cholamandalam MS General Insurance Company Ltd  to launch "Arogya" and "Arogya Plus" Policy on 12th October 2017. The Product is designed exclusively for the A/c Holders of OBC and is available in all OBC Branches across the country.





Sum Insured Options

Rs. 3 lacs

Policy Tenure

1 year

Who can be covered

Self, Spouse, Parents*, 3 Dependent Children

Pre acceptance medical check up

Not Required

Age Criterion

Minimum Entry - Self and Spouse

18 yrs

Minimum Entry - Children

90 days

Maximum Entry Age - Self, Spouse & Parents

70 years

Maximum Entry - Dependent Children

26 years

Renewal Age


Benefits under the Policy


60 days


90 days

Room Rent

Standard Single Occupancy AC room

Maternity Cover

Normal & Caesarean : up to Rs.20,000/- per child

AYUSH treatment (Ayurveda, Yoga, Unani, Siddha and Homeopathy) except naturopathy

Inpatient Hospitalization upto Sum Insured

(Only Government hospitals)

Domiciliary Hospitalization Cover

Upto 20% of Sum Insured


Rs.2500/- per hospitalization

Day Care Procedures

141 named procedures

Health Check-up benefit

Reimbursement upto Rs.2,000/- per family , once in every two continuous claim free years

Accompanying person food expenses

Rs. 500 per day of hospital stay for an admitted claim

Grace Period for Renewal

Within 30 days from Risk End Date

Cashless Facility

Provided at network hospitals

Waiting period

30 days for sickness/ illness. Nil for accidents


Pre-existing diseases

Covered after continuous coverage of 24 months with Chola MS

Waiting period for specified list of illness

12 months

Maternity expenses cover

9 months

Net Premium per year excluding GST

Rs. 6666/- excluding parents

Rs. 9999/- including parents

* Parents can be insured only in "Arogya Plus" policy


For more details please visit our nearby Branch or Click Here 

Download PROSPECTUS - Arogya Click Here

Download PROPOSAL - Arogya Plus Click Here


Mandatory Disclosure for distribution of insurance Products, as per RBI's Directives.

  • Insurance is a subject matter of solicitation and the Policy is issued, based on contract between the Insured and Insurer
  • Participation by customers is on voluntary basis.
  • The contract will be between Insured & Insurer and not between Insured & the Bank