1. Permanent and confirmed employee of Public Sector Undertaking (PSU) and Centre / State Govt. Deptt. and other Government institutions like Universities/Colleges etc. having their salary account with our bank.
2. The net monthly salary should not be less then Rs 10,000/-.
3. The net take home salary should not be less than 30% of gross salary after deducting the EMI of the proposed loan.
4. Eligibility for Pensioners:
a) Maximum Age should not exceed 68 yrs.
b) Pensioners of our bank staff are also eligible provided disciplinary action are not pending against them.
c) Net Take home pension should not be less than 50% of Gross Pension (including the installment of proposed loan).