|
FEATURES |
ORIENTAL PRATHAM ACCOUNT |
Basic Account Features |
Eligibility Criteria |
Resident Indian > 18 yrs |
Interest Rate |
As per prevailing rate |
Initial Funding |
Nil |
Minimum Average Quarterly Balance (AQB) |
Rs 1 lac |
Non-maintenance Fee |
Freebies to be withdrawn if AQB not maintained(Next Quarter) |
Debit Card Type |
Rupay Platinum/VISA Gold |
Card Issuance Fee |
Nil |
Card Annual Fee |
As applicable |
Cheque Book Charges |
Nil |
DD/PO Issuance Fee |
Nil upto 5 lacs per month |
Transactional Features(Freebies) |
Daily ATM withdrawal Limit |
As applicable |
Daily Shopping Limit |
As applicable |
No of Free Self-cash transactions at Base branch (M/U) |
Unlimited |
No of Free Self-cash transactions at Non Base branch (S-U/R) |
Unlimited |
RTGS/NEFT/IMPS – Online |
As applicable |
ATM Transactions |
Unlimited free at any Bank’s ATM |
Value Added Features(Freebies) |
SMS Alerts Fee |
Nil |
Debit Card Re-Issuance Fee |
Nil |
Physical Statement |
Nil |
Duplicate Passbook |
Nil |
Locker Fee |
Privilege locker facility, 25% discount on locker rent |
Demat Account Charges |
Nil |
Processing Charges for Retail Loans |
Nil |
Longue Access |
Two free lounge access at domestic airports per quarter for Rupay Platinum card holders |