Pratham Account

Basic Account Features Eligibility Criteria Resident Indian > 18 yrs
Interest Rate As per prevailing rate
Initial Funding Nil
Minimum Average Quarterly Balance (AQB) Rs 1 lac
Non-maintenance Fee Freebies to be withdrawn if AQB not maintained(Next Quarter)
Debit Card Type Rupay Platinum/VISA Gold
Card Issuance Fee Nil
Card Annual Fee As applicable
Cheque Book Charges Nil
DD/PO Issuance Fee Nil upto 5 lacs per month
Transactional Features(Freebies) Daily ATM withdrawal Limit As applicable
Daily Shopping Limit As applicable
No of Free Self-cash transactions at Base branch (M/U) Unlimited
No of Free Self-cash transactions at Non Base branch (S-U/R) Unlimited
RTGS/NEFT/IMPS – Online As applicable
ATM Transactions Unlimited free at any Bank’s ATM
Value Added Features(Freebies) SMS Alerts Fee Nil
Debit Card Re-Issuance Fee Nil
Physical Statement Nil
Duplicate Passbook Nil
Locker Fee Privilege locker facility, 25% discount on locker rent
Demat Account Charges Nil
Processing Charges for Retail Loans Nil
Longue Access Two free lounge access at domestic airports per quarter for Rupay Platinum card holders
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