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  • June 24,2018
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oriental bank mediclaim

 

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  • Introduction

    Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to launch "ORIENTAL BANK MEDICLAIM" Policy on 3rd Oct. 2011. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country.

     

    Salient Features

    • A family floater scheme covering 4 family members (Proposer + Spouse + 2 dependent Children aged 3 months to 26 years).
    • Age group covered - 3 months to 79 years.
    • No Pre - medical examination required, only declaration of good health
    • Cash less facility available at network hospitals.
    • Cover available for Minimum Sum Insured of ₹1 Lac, up to ₹ 5 Lac, in multiple of ₹1.00 Lac. The Premium Structure (Inclusive of Service Tax) is as under:
     
    Revised Premium Structure for Oriental Bank Mediclaim Policy w.e.f. 1st July 2017
    Sum-Insured Base Premium GST Revised Premium
    100000 1557 280.26 1837
    200000 2955 531.9 3487
    300000 4112 740.16 4852
    400000 5144 925.92 6070
    500000 6079 1094.22 7133
     
    • Pre - Existing diseases are covered after three years of policy being in force continuously.
    • Income Tax benefit under 80D of the IT act.
  • Mandatory Disclosures
    Mandatory Disclosure for distribution of general insurance Products, as per RBI's Directives. Download Download
    • Insurance is a subject matter of solicitation and the Policy is issued, based on contract between the Insured and Insurer
    • Participation by customers is on voluntary basis.
    • The contract will be between Insured & Insurer and not between Insured & the Bank
  • Downloads
    For more details please visit our nearby Branch or Click on the following links
    Download Proposal Form Download Download
    Download Prospectus Download Download
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