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mobile banking

  • Introduction

    A Multifunctional “Mobile Banking “Application user for Balance Enquiry/Fund Transfer/Bill Payment/Ticket Booking etc.

    Who can avail this facility?

    • Any Customer of Bank having Java enabled Mobile phone irrespective of the Mobile Service Provider viz. Jio, Airtel, MTNL, Vodafone, BSNL, Idea, Reliance etc.
    • Customer having operative A/c(Saving, Current or Overdraft)
    • Mode of Operation:- Self, Either or Survivor, Former Or Survivor, Anyone or Survivor, Karta of HUF, Minor operated by Guardian and Self Operated Minor Account.

    OS Version for OBC mPay Required:-

    • Android User:- Require Android Version 4.4 & above
    • IOS User:- Require IOS Version 6 & above
    Terms and Conditions

    Tutorial

  • Registration

    The customers can avail OBCmPAY services by registering either by visiting the Branch, registering through ATM, Internet banking. User can also register himself without any pre request to any of the above channels.

    Mobile Banking Registration through bank ATM

     
    • Visit the nearest OBC ATM
    • Swipe your card
    • Go to “Other services”
    • Select “Mobile banking”
    • Click on Mpay registration
    • Enter your registered mobile number and click on Yes.
    • Re-enter and confirm your registered mobile number
    • Enter ATM Pin and submit.
    • You will receive an SMS on your registered mobile number for your MPIN
    • Download OBC Mpay app from Google and IOS appstore and enter the received credentials to use Mobile Banking facility.
    • User should have his customer ID with him while registering for Mobile Banking.
     

    Mobile Banking Registration through Internet Banking

     
    • Login into the Net Banking Application (https://www.obconline.co.in) and follow the steps given here under
    • Customer shall click “e-Services” main menu
    • Customer shall click on “Mobile Banking Services” Sub Menu
    • The customer shall select his operative account number. The associated mobile number and customer ID is automatically displayed on the screen. He shall click on Continue button to proceed further.
    • On Next Page, Customer shall enter the transaction password and Onetime password (OTP) delivered to the selected mobile number
    • After the successful registration, Customer shall be displayed the message “Registration Successful” and he shall receive an SMS from MBank Application mentioning the MPIN.
    • The customer shall download the new OBC-mPAY APP from Application Store as per OS of his handset i.e. Google Play Store, Apple Store.
    • During the first login, the customer shall be prompted to change the application Password and mPIN and after successful reset of passwords, the customer shall be activated instantly.
     

    Self user Registration(Using Debit Card)

     
    • The customer shall download the new OBC-mPAY APP from Application Store as per OS of his handset i.e. Google Play Store, Apple Store.
    • User will be prompted to fill registration details.
    • User will then put card details which will be verified before registration and he will receive instant mPin.
    • During the first login, the customer shall be prompted to change the application Password and mPIN and after successful reset of passwords, the customer shall be activated instantly.

    ** For Customer ID, Please refer first page of your Passbook, Net banking, E-statement or contact your branch.

     

    New Security Layer

     


    To safeguard our customers against fraudulent practices our Bank has always adopted a proactive approach towards implementation of latest cyber security practices, our Bank has introduced an added layer of authentication in Mobile Banking app and Retail Internet Banking application.

    Under the new security layer, customer shall mandatorily be required to register one time for security questions that shall form the basis of additional authentication.

    In the first phase, whenever the customer login for the first time from either of his Internet or Mobile Banking channels, they shall be mandatorily asked to register for these security questions. During registration, the customer will be prompted with three sets of security questions where each set would contain 10 questions, customers have to select one question from each set and provide the answers for the same. The registration process is a one-time process that is common for both digital channels, that means a customer registered on Mobile Banking will be considered registered for both Net Banking & Mobile Banking and also vice versa. The security questions shall also be same for both the platforms.

  • Services

    Key Features/Services Offered

     
    • Account Balance Enquiry
    • Mini Account Statement
    • Access of all operative accounts of the customer having same customer id and mobile number (registered for SMS alert)
    • Intra bank fund transfer (within OBC both Mobile to Mobile and Mobile to beneficiary account.
    • Interbank fund transfer through NEFT, IMPS P2A (Person to account) and IMPS P2P(Person to Person).
    • ATM and Branch Locator
    • Recharge/ Bill payment to various utility.
    • Online Fixed Deposit opening
    • Cheque status inquiry and stop payment
    • Passbook or Pass sheet (Downloadable Statement in PDF Format)
    • View deposit & loan accounts
    • Card Services - There are six options available:
      • Card Hot Listing – For blocking the Debit Card
      • Green PIN/ Card PIN Reset – Generate or Reset Debit Card PIN
      • Update Limit – Modify (Increase or Decrease) the Limit of various channels viz. ATM Cash Withdrawal, POS and E-commerce available on your Debit Card.
      • Enable/ Disable Card Channel Usage – Enable or disable the channel usage viz. ATM, POS & E-commerce for your debit card
      • Enable/ Disable International transactions – Enable or disable the international transactions facility on your debit card.
    • Flight, Hotel & Bus booking through Goibibo.
    • Bharat QR functionality within Mobile Banking wherein customer can make payments directly by scanning the Bharat QR at merchants from within the Mobile App.
    • Transaction Limit for Mbank:-
      Maximum Amount Per Transaction ₹ 50,000/-
      Maximum Amount Per Day ₹ 1,00,000/-
      Maximum Amount Per Week ₹ 7,00,000/-
      Maximum Amount Per Month ₹ 30,00,000/-
      Minimum Amount Per Transaction ₹ 10/-
    • Life Insurance Service also available.
    • Aadhaar link, Request for Credit Card, Request for Loan Account open request option also available.
  • Download Mobile Banking App

    Download

    You can download either the application from the play store or the applet store. Else visit the given link to download the application:

     
  • FAQ
  • Apply Now
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