OBC's iBanking Services have been launched to maximize the customer satisfaction. OBC's iBanking Services are available to all the customers of the Bank branches under Centralized Banking Solution (CBS). The authorized customers can view their various accounts Anytime (24x7) and anywhere besides making various transactions i.e. fund transfer (NEFT/RTGS), E-commerce within Bank transfer, online FDR/CDR, Central and State Tax payments. iBanking Services are offered free of cost to the customers and can be availed by any saving/ current/ CC/ OD account holders. The iBanking URL is www.obconline.co.in
If you are using Oriental Bank's I Banking for the first time and you have received both the user-id & password, follow the steps given below for login successfully:
Step 1 : Logon to the internet and visit the website www.obcindia.co.in and click on the Oriental Bank's iBanking Link or visit the website https://www.obconline.co.in.
Step 2 : Enter your user-id and sign-on Password to authenticate yourself.
Step 3 : It is mandatory for you to change the passwords (Both Login and Transaction passwords) allotted to you. You need to first type in the Password given in the mailer to do so.
Step 4 : Enter the new password of your choice and confirm it by retyping it.
Step 5 : Click on 'UPDATE' to confirm the change. Message confirming the same will be displayed on the screen. Subsequent password changes can be down using Customise (Personal Profile) >> Change password option. You can also view Personal Details, set preference, update user ID and account Nick Name through this option.
Step 6 : You need to browse through various options as per choice & in case of any transaction viz Fund Transfer etc, you need to enter your transaction password to authenticate the transactions.
You can now continue using Oriental Bank's I Banking - the most comprehensive, safe and easy way to access your account.
Presently following online facilities are offered through Internet Banking Channel:-
|Type of Transaction||Per Transaction Limit||Per Day Limit|
|Within Bank Transfer||₹ 25 lakh||₹ 25 Lakh|
|NEFT/RTGS Bank Transfer||₹ 25 lakh||₹ 25 Lakh|
|IMPS Transfer||₹ 50000||₹ 1 Lakh|
|e-Commerce Payment||₹ 25 lakh||₹ 25 Lakh|
|Direct & Indirect Taxes||₹ 10 Crore||₹ 10 Crore|
NetBanking Customers can also put their request for renewal of FD, Demand Draft for operative accounts, issuance of Cheque Book, closure of FCNR deposits which are processed at Backend by the Relationship Manager.
Customer can also exchange mails through Internet Banking for any queries.
As security is of paramount concern for using Internet Banking Services, you must take care and follow the security tips as under:
Safeguard your Password
Log-in / Log-out
The customer should always remember to close the browser application after logout by clicking on Cross button.
The following instructions:
For Microsoft Internet Explorer 9 & above, select Tools> Internet Options. Choose the "General" tab and click "Delete Files" on the "Temporary Internet Files" section
At the Browser level:
Disable profile assistant in browser
Disable stored / per-session cookies in the browser
At the O/S level:
Disabling user-id & p/w storage assistance in Windows.
Bank realizes that product and service design requires a strong commitment to the proper management of the risks associated with electronic commerce.
Your system Requirements
To use online banking, applications, or other secure forms on our site, you will need Microsoft Internet Explorer 9.0 or higher, Mozilla Firefox, Chrome, Safari etc. You may use / get information about browser version from the browser e.g. In Microsoft Internet explorer, in dropdown menu "Help", "About Internet Explorer" gives information about Browser version as well as Cipher strength.
No one can access your Oriental Bank's iBanking account(s) without your User-id and Password. The bank generates your User-id at the time of account setup and communicates this information to you.You may change your Password as often as you like after successfully logging in to our online banking system. If you enter your Password incorrectly FIVE times, our system will lock out access. Only authorized bank personnel can unlock the account based on positive identification, when you make such a request. This policy is intended to protect you from hackers or other unauthorized individuals attempting to access your account(s) at OBC Internet Banking. Further, through 'Personal Profile' option, user can change the signon/transaction password. In case, password has been forgotten by the user, it can be revived through Ã“nline password reset' from the "forget password ?" option on the home page.
You may change your Password as often as you like after successfully logging in to our online banking system. This option is located in the Content web page. If you enter your Password incorrectly THREE times, our system will lock out access. Only authorized bank personnel can unlock the account based on positive identification of you when you make such a request. This policy is intended to protect you from hackers or other unauthorized individuals attempting to access your account(s) at OBC Internet Banking
Secure Environment Banks computer system does not connect directly to the Internet. Any and all requests for data must pass through two distinct validation and control centers also known as Firewalls. Secure Socket Layering (SSL) protects all data transmissions between your PC and banks' computer system. SSL utilizes authentication and encryption technology developed by RSA Data Security, Inc. This method of cryptography means that your private information cannot be deciphered by unauthorized individuals.
In addition, the Oriental Bank's iBanking In addition, the Oriental Bank's iBanking system has been subjected to stringent security reviews and penetration tests by an independent firm.
VeriSign Global Secure Site IDs used by the bank enable secure online communications through Secure Sockets Layer (SSL) technology. Global Secure Site IDs enables the negotiation of SSL sessions using strong 128-bit RC2 or RC4 encryption.