- Purchase of land and construction of a house thereon.
- Construction of house, where in the plot/land already owned by the applicant.
- To buy built up / semi built up house or flat.
- To Extend/improve/repair, the existing house or flat.
- For Home furnishing, furniture / fixtures embedded to structure or otherwise.
- To buy a flat under construction or proposed to be constructed
- Takeover of housing loan from other banks/ financial institutions.
||Individuals or group of specified individuals (co-borrowers) having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.(including Staff & NRIs )
|Minimum age Maximum age
||18 years as on date of application
For salaried(with pension) & other Individuals upto 70 years
For Salaried ( Non Pensionable) upto 60 years or
superannuation, which is earlier