- Purchase of land and construction of a house thereon.
- Construction of house, where in the plot/land already owned by the applicant.
- To buy built up / semi built up house or flat.
- To Extend/improve/repair, the existing house or flat.
- For Home furnishing, furniture / fixtures embedded to structure or otherwise.
- To buy a flat under construction or proposed to be constructed
- To takeover of housing loan from other banks/ financial institutions.
||Individuals or group of specified individuals (co-borrowers) having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.(including Staff, NRIs & PIOs)
|Minimum age Maximum age
||18 years as on date of application
||Maximum Repayment Age
|For salaried (with pension) & other Individuals
||upto 75 years
|For Salaried (Non Pensionable)
||upto 60 years or superannuation, which is earlier