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ATM charges

.No. Particulars Fee / Charges (in Rupees)
VISA RuPay
1 Annual Fees for Primary Card and Add-on Cards (1) VISA Classic:Rs.110/- + Tax from 2nd year onwards.       
(2) VISA GOLD:-Rs.175/- + Tax from 2nd year onwards
(1) RuPay PLATINUM (OLD)- Rs.500/-+ Tax from 2nd year onwards.
(2) RuPAY CLASSIC-NIL
(3) NEW RuPay PLATINUM -Rs.200/-+tax from 2nd year onwards. 
(4) RuPay NCMC card -Rs.200/-+tax from 2nd year onwards. 
3 Replacement of Lost Card 200/-
4 Regeneration of PIN 50/-
5 Transaction charges at ATMs OBC ATMs Shared Networks
VISA NFS
5.1 Cash withdrawal charges-INDIA NIL NIL NIL
up to 5 transactions (financial + non financial) in a calendar month.
6th transaction onward in a calendar month Financial NIL 20/- 20/-
Non- Financial NIL 8/- 8/-
Cash withdrawal charges-USA N.A All Countries(50/- min + 3% of Txn. Amt)+GST N.A.
Cash withdrawal charges--Other Countries N.A All Countries(50/- min + 3% of Txn. Amt)+GST N.A.
Point of Sale(PoS)/e-com Txns   3% of transaction amount plus GST  
5.2 Balance Enquiry at ATMs NA 25/- plus GST NA
5.3 Declined Transactions NIL 10/- NIL
5.4 Currency Conversion Charges for all international transactions N.A 1% N.A.
5.5 Transactions at Petrol Pumps and Railway Reservation Counters as per Shared Network Regulations N.A Service Charges @ 2.5% of transaction value or 10/- whichever is higher N.A.
5.6 Charge Slip Retrieval charges NIL As per VISA As per NFS
Note In addition to the above, Service Tax as per applicable rates will be collected on actual. However cash withdrawal charges in India stated above are inclusive of service tax.
Annual charges are not applicable to cards issued in premium schemes.
Bank reserve the rights to revise the charges from time to time. For more details contact your branch or our Card Assistance Centre at toll free no. 1800 180 1235 (MTNL/BSNL Lines) or 040-27722424
  Annual Charges on cards are applied during month of May every year.
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