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International Debit Card

 

 

ATM Cum Debit Card Products

 

 

Bank is issuing ATM cum Debit Card products with the following options:    

  • All these cards are issued either with ATM only facility which allows only cash withdrawal from our Bank's ATM as well as other Banks ATM under VISA, RuPay (NFS) alliance or also with POS facility so that it can also be used to shop and make payment using POS (Point of Sale) terminals.
  • For the delivery of the card, Bank offers two options to customer i.e. either to his residence /office address or at the branch.

 

'International' ATM cum Debit Cards

 

This card is issued to customers having a Savings Bank/ Current Account in his/ her individual capacity not in the representative capacity and Staff OD accounts provided his/ her age is 14 years or more and he/she is a literate and not blind / insolvent. This card is also issued to NRI customers in their NRE/ NRO accounts.

 

Customers may also get two add-on cards issued along-with his/ her own ATM cum Debit card. The person you are gifting the add-on card does not necessarily have to be an account holder with OBC. The add-on card can be issued in the name of spouse, dependent parents, and dependent children not below 14 years.

 

The transactions done by add-on cardholders will automatically get debited to the account of the primary cardholder who shall be responsible for all the transactions made by Add On card holder/s.

RuPay Debit Card

RuPay is the Indian domestic card payment network set up by National Payments Corporation of India (NPCI) at the behest of banks in India. 'RuPay' is a coinage which indicates coming together of 'Rupee' and 'Payment' for launch of a new world-class Retail Payment system in India.

As of now this card is being offered without any Annual or Issuance Charges.

 

 

RuPay Kisan Card and VISA Green Cards

In order extend ATM cum Debit Cards facility to farmers, Bank offers two separate card product namely RuPay Kisan Card and "Green Card' and it is issued in the accounts of formers under the General Credit Card or Oriental Green Card schemes.

 

RuPay Kisan Card is a RuPay Debit Card which can be used by user for cash withdrawal and making payment through point of sale terminals accepting RuPay Cards in India. The Green card is a VISA Debit Card which can be used for cash withdrawal and making payment through Point of Sale terminals on VISA network in India, Nepal and Bhutan only.

Daily Limit

 

There is no limit for number of transactions through cards, however the outer limits for Cash withdrawal, Merchandising & Purchases during  24 hrs cycle are given below:

 
 

 

Type of Card

Daily Cash Withdrawal

Daily Purchase/ ecommerce Limit

ATM Card                       

Rs. 15,000/-  

NIL

International ATM Card   

Rs. 25,000/-

NIL

Rupay ATM Card

Rs. 25,000/-

NIL

International Debit Card :

Rs. 25,000/-

Rs. 25,000/-

Rupay Debit Card

Rs. 25,000/-

Rs. 25,000/-

 

charges applicable for our ATM Cum Debit Card products: Click Here For

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